CREDIT FREEZES vs LOCKS; WHAT YOU SHOULD KNOW
Credit Freezes vs Credit locks, what you should know is that they are not exactly the same thing. Credit freezes are now free, but credit bureaus are pushing you to lock your credit instead. Why you want to know the difference Consumers, in general, are more worried about identity theft than ever before and they should be. Identity theft is one of the fastest-growing crimes in the past years and will see a significant spike this year. According to a May 22, 2020 ComputerWeekly.com article titled Covid-19 will leave organizations exposed to higher cyber risks (please see here https://www.computerweekly.com/news/252483503/Covid-19-will-leave-organisations-exposed-to-higher-cyber-risks), “hacking attacks and phishing emails could become the new norm.” The fact is the risk of a data breach event is now higher than ever based on the “increase in phishing email attacks, malicious keylogger attacks and the distribution of password-stealing software.” This means that consumers are more exposed now more than ever and might not […]
